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Melissa Frost
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Do you want to buy a home in the Roanoke Valley? I can help.
Although you can look at classified ads and real estate magazines yourself, there are many advantages to letting a REALTOR® help you buy your new home.
I can help you find the home of your dreams in the Roanoke Valley: in Roanoke City, Roanoke County, the town of Vinton, the city of Salem, the counties of Bedford, Botetourt, Craig, Franklin, or on Smith Mountain Lake.
I'll help you by:
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finding homes that meet the criteria you set - possibly even before they're on the market; |
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showing you these homes; |
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helping you understand the buying process; |
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helping you find a mortgage lender; |
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helping you negotiate a contract with the seller; |
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helping you get the appraisals, inspections, and title searches you need; |
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assisting in the closing process; and, |
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providing you with a list of recommended movers, storage facilities, and repair professionals to help make your move as easy as possible. |
Even if you aren't in a position to buy yet, I can help you plan ahead so that when the time comes, you'll be prepared..
Just contact me, and learn how I can help make your home buying experience enjoyable and trouble-free.
Phone: 540.397.3324
Fax: 540.774.6396
E-mail: melissa@melissafrost.com
I look forward to being your Roanoke Valley REALTOR®.
Best regards,
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The Buying Process.
When you list your home with me, I'll help you through every step of the buying process.
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Getting mortgage pre-qualification and pre-approval.
Pre-qualification is a general look at what you can afford, based on your income and debts. Pre-approval is a more formal process that guarantees your loan. An actual mortgage can only be formalized after your offer to buy a house has been accepted. |
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Determining your wants and needs.
What do you absolutely have to have in your new home? What would you like to have? What do you definitely not want? The better idea you have of what you want your dream home to be like, the easier it will be to narrow down your search. |
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Identifying and visiting homes you're interested in.
If you know exactly what you want, I'll look through new listings daily and work closely with other REALTORS® to help find your house - possibly even before it hits the market! If you aren't sure, I can give you a tour of any type of house on the market to help you decide what type of home will work best for you. |
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Getting more detailed information about homes you're interested in.
I can help you answer specific questions you may have about the schools, tax structure, and utilities available in the neighborhood. |
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Negotiations.
I'll help you develop an initial proposal, including an offer and the arrangement of appraisals, inspections, and financing, and help you with additional negotiations, if necessary, until a sales agreement is reached. |
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Monitoring the process.
Questions or unexpected issues may come up at any time during the home buying process. I'll get answers to your questions, and make recommendations about how issues can best be resolved. The home buying process can appear rather forbidding; I'm here to help take the mystery out of it for you. |
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Closing.
This is the settlement that finalizes the sale of your home. I can make the arrangements for this transaction and, with that, you are the proud owner of your dream home. |
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The Buyer's Toolbox.
When we discuss your home search, I'll provide you with:
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a Home Buyer's Guide, containing information about mortgage pre-qualification and pre-approval, home features, and a home buyer's glossary; |
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information about home listings and various real estate magazines, such as Real Estate Book, Home Search of the Roanoke Valley, and HOMESplus; |
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information about title and home buyer's insurance; |
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a list of vendors that may be helpful to you in preparing your home for sale and in moving; and, |
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information about REALTOR® brokerage relationships, |
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On-line Tools.
While no substitute for a personal, professional consultation, the following on-line tools will provide you with some useful information:
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"Home Buying Course: Getting Started."
Read about how to prepare to buy a home, the benefit of browsing the market, how to choose a REALTOR®, and how to get pre-approved for a mortgage.
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"Buying a Home."
Information provided by the U.S. Department of Housing and Urban Development about Fair Housing Laws, home buyer's rights, borrower's rights, and the responsibilities of the mortgage servicer.
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"The ABCs of Real Estate: Home Buying Articles & Advice."
Articles about managing your credit rating, home buying as an investment, comparable sales, things that can affect your offer, transfer of possession, and more.
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"Home Buyer's Information Center: Buying Your First Home."
Checklists for each stage of the home buying process.
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"Homes and Real Estate: Real Estate Glossary."
Understanding terms commonly used in real estate transactions.
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